Insurance Information

Health and Safety in Stockholm

Health, Accident, and Personal Liability Insurance

As a student enrolled at DIS Stockholm, you have comprehensive health, accident, and personal liability insurance from the Europæiske ERV Insurance Company. The travel insurance offered by Europæiske ERV is valid throughout the world.

Additional Insurance Needs

DIS encourages students to consider their individual insurance needs. Review existing insurance (including any coverage mandated by your home university) and consider purchasing additional coverage if necessary.

DIS recommends students who plan to travel outside the U.S. before and/or after their program purchase additional travel insurance as the insurance plan through DIS will not cover incidents outside of the program dates nor incidents in the U.S. If you are participating in consecutive DIS programs and not returning to the U.S. in between, the insurance will cover you for the days between DIS programs. There will be no coverage between non-consecutive programs or while you are in the U.S.

Europæiske ERV Health, Accident, Personal Liability Insurance

COVERAGE SUMS INSURED
Medical Expenses and Repatriation  Unlimited
Pre-existing Conditions SEK 78,750
Psychological Treatment SEK 40,000
Curtailment SEK 50,000
Medical Escort & Summoning 1 person
Personal Accident: Bodily Injury SEK 625,000
Personal Accident: Loss of Life SEK 312,500
Personal Liability & Property
Damage to Property SEK 6,250,000
Injury to Persons SEK 12,500,000
Legal Aid SEK 125,000
Contents of Dwelling SEK 312,500
Baggage SEK 6,200
World Rescue®
Search and Rescue SEK 312,500 per insured; SEK 625,000 per claim event
Natural Disasters Unlimited
Terrorism Unlimited
War and Warlike Conditions Unlimited
Life-threatening Epidemics Unlimited
Political Unrest Unlimited

Your Insurance Does Not Cover

Medical

  • Replacement or repair of glasses, contact lenses, hearing aids, prostheses, or other facilities
  • Birth control and routine prenatal care
  • Vaccinations, flu shots, and regular check-ups
  • Dental care

Property/Liability

  • Bills for cell phone usage when your phone is lost/stolen
  • Theft from a dwelling where the doors and windows were not locked
  • Replacement value for property older than two years old
  • Claims for property damage by someone other than the insured student

For further info regarding your coverage and exclusions, review the ERV Insurance conditions here.