Health, Accident, and Personal Liability Insurance
As a student enrolled at DIS Stockholm, you have comprehensive health, accident, and personal liability insurance from the Europæiske ERV Insurance Company. The travel insurance offered by Europæiske ERV is valid throughout the world.
Additional Insurance Needs
DIS encourages students to consider their individual insurance needs. Review existing insurance (including any coverage mandated by your home university) and consider purchasing additional coverage if necessary.
DIS recommends students who plan to travel outside the U.S. before and/or after their program purchase additional travel insurance as the insurance plan through DIS will not cover incidents outside of the program dates nor incidents in the U.S. If you are participating in consecutive DIS programs and not returning to the U.S. in between, the insurance will cover you for the days between DIS programs. There will be no coverage between non-consecutive programs or while you are in the U.S.
Europæiske ERV Health, Accident, Personal Liability Insurance
|Medical Expenses and Repatriation||Unlimited|
|Pre-existing Conditions||SEK 78,750|
|Psychological Treatment||SEK 40,000|
|Medical Escort & Summoning||1 person|
|Personal Accident: Bodily Injury||SEK 625,000|
|Personal Accident: Loss of Life||SEK 312,500|
|Personal Liability & Property|
|Damage to Property||SEK 6,250,000|
|Injury to Persons||SEK 12,500,000|
|Legal Aid||SEK 125,000|
|Contents of Dwelling||SEK 312,500|
|Search and Rescue||SEK 312,500 per insured; SEK 625,000 per claim event|
|War and Warlike Conditions||Unlimited|
Your Insurance Does Not Cover
- Replacement or repair of glasses, contact lenses, hearing aids, prostheses, or other facilities
- Birth control and routine prenatal care
- Vaccinations, flu shots, and regular check-ups
- Dental care
- Bills for cell phone usage when your phone is lost/stolen
- Theft from a dwelling where the doors and windows were not locked
- Replacement value for property older than two years old
- Claims for property damage by someone other than the insured student
For further info regarding your coverage and exclusions, review the ERV Insurance conditions here.