Insurance Information

Health, Accident, and Personal Liability Insurance

As a summer student with DIS, you have comprehensive health, accident, and personal liability insurance from the Europæiske ERV Insurance Company.

Additional Insurance Needs

DIS encourages students to consider their individual insurance needs. Review existing insurance (including any coverage mandated by your home school) and consider purchasing additional coverage if necessary.

DIS recommends students who plan to travel outside the U.S. before and/or after their program purchase additional travel insurance as the insurance plan through DIS will not cover incidents outside of the program dates nor incidents in the U.S.

Europæiske ERV Health, Accident, Personal Liability Insurance

COVERAGE SUMS INSURED
Medical Expenses and Repatriation  Unlimited
Pre-existing Conditions DKK 63,000 /SEK 78,750
Psychological Treatment DKK 31,500/SEK 40,000
Curtailment DKK 40,000/SEK 50,000
Medical Escort & Summoning 1 person
Personal Accident: Bodily Injury  DKK 500,000/SEK 625,000
Personal Accident: Loss of Life DKK 250,000/SEK 312,500
Personal Liability & Property
Damage to property DKK 5,000,000/SEK 6,250,000
Injury to persons DKK 10,000,000/SEK 12,500,000
Legal aid DKK 100,000/SEK 125,000
Contents of Dwelling DKK 250,000/SEK 312,500
Baggage DKK 5,000/SEK 6,200
World Rescue®
Search and Rescue DKK 250,000/SEK 312,500 per insured; DKK 500,000/SEK 625,000 per claim event
Natural Disasters Unlimited
Terrorism Unlimited
War and Warlike Conditions Unlimited
Life-threatening Epidemics Unlimited
Political Unrest Unlimited

Your Insurance Does Not Cover

Medical

  • Replacement or repair of glasses, contact lenses, hearing aids, prostheses, or other facilities
  • Childbirth or ordinary and/or planned controls and examinations related to a non-complicated pregnancy or childbirth
  • Vaccinations and regular check-ups
  • Dental care

Property/Liability

  • Bills for cell phone usage when your phone is lost/stolen
  • Theft from a dwelling where the doors and windows were not locked
  • Replacement value for property older than two years old
  • Claims for property damage by someone other than the insured student

For further info regarding your coverage and exclusions, review the ERV Insurance conditions here.