Living Expenses Abroad (Semester)

How much money will you need for your semester in Copenhagen? While past students have reported using approximately $400 per month for personal expenses, lifestyles differ while living abroad. The cost of living in Denmark is relatively high, although as a semester student at DIS, every DIS housing option has covered a portion of your food expenses by either providing a stipend or by covering meals.

ATM/Debit Cards in Denmark

DIS recommends that you use a debit/ATM card that is either a Visa or MasterCard during your stay in Denmark.

Taking Your Debit Card Abroad

  • Some shops in Denmark do not accept cards without a four-digit pin code; make sure your debit/ATM card has a four-digit pin code you can use
  • Tell your bank you are traveling abroad and might take money out from various countries
  • Inquire about the fee per ATM withdrawal as well as your daily withdrawal limit, so you can strategize how often you will take out money

Credit Cards Abroad

Foreign credit cards (Visa, MasterCard, and American Express) are widely accepted in Denmark, and often are accepted at department stores, restaurants, taxis, and for making travel accommodations.
For best results in using a credit card in Denmark, follow these guidelines:

  • Your card must have a four-digit pin number
  • DIS highly recommends that you ask your bank for a credit card with a chip
  • If you use a credit card without either a chip, pin, or both, you will need to tell the employee at the cash register that you wish to sign for the payment and do not have a pin
  • If you do plan to bring a credit card, check with your company for fee information on international purchases

Banking in Denmark

To read more about banking while in Denmark, such as how you can cash checks, exchange money, and DIS cooperation with local banks, refer to the Banking Resources page.